understanding medicare enrollment periods

Initial Enrollment Period: (IEP) The seven month period surrounding an individual's 65th birthday, during which they are eligible to sign up for original Medicare, Medicare Advantage and Medicare Supplement plans regardless of health. 


Annual Enrollment Period: (AEP) A yearly enrollment period that runs from October 15 - December 7 for Advantage Plans. 


Open Enrollment Period: (OEP) from January 1 - March 31, individuals can make one change between Medicare Advantage Plans or swap from a Medicare Advantage Plan back to Original Medicare.


Special Enrollment Period: (SEP) An enrollment period dependent on specific conditions, such as loosing health coverage or being affected by a declared emergency like a hurricane or earthquake.


Medicare Dual Enrollment:Many people who qualify for Medicaid may also qualify for Medicare before they turn 65.​​


Our Best value Find Was $0 Monthly For Medicare A, B & D

All The Ads You See On TV About Medicare Supplements, Are Private Insurance Companies Paying The 20% Medicare Doesn't Cover or less.  Every Company That Sells Supplements Cover The Exact Same Things, Only Their Monthly Premiums Are Different. 

The  Average Annual Premium For Supplement & Drug Plan

at age 65 is $2,000.00


 Medicare Has A Prescription Drug Plan With Many Choices

Depending On Your Drug Needs.
( click here To Compare Current Drug Rates
)

 The Newer Medicare Advantage Plans Can Be An HMO, PPO, PFFS, SNP or MSA and May Include

Drugs And Many Other Services Not Covered By medicare. These Plans Usually Have A Lower Premium Cost But Have Co-Pays and Deductibles With A Maximum Yearly Out-Of Pocket Cost  And Many Other Features Not Found In Supplement Plans Like Vision, Hearing Aids, Prescriptions, Annual Check-ups, ETC. Some plans require you to only see doctors in plan except in an emergency. 
(
click here To Compare Advantage Rates )


 Since I am Licensed With All Plans, I Am  Here To Assist You With The
Plus And Minus Financial Effects Of Your Plan Choice.

I Earn A Fee From The Company You Choose  When I Enroll You In The Plan You select.

There Is Never A Charge To You For My Services 


Call Jerry @ 443-506-6755  For One On One Consultation

there is only one Medicare

but many choices.

it doesn't matter which company you choose for coverage,

it matters how much you

pay in premium.

want an agent to see you personally to "Understand your medicare choices"? 

just fill in below request form.


Click Book To See Inside

 original Medicare is similar to having a major medical plan.

you pay an initial deductible and co-pay. ( 20% )

it consists of 2 parts:  hospital, part "a" and doctor, part "b".

*note: all plan choices will pay the bills, but at different monthly costs.   To speak with a licensed agent call 443-506-6755