My name is Jerry Lober, I am a

Certified Estate Advisor, Insurance and Safe Investment Broker with over 38 years of experience. Click on my picture for stats.

let our 40 years of experience help you with a free consultation to see what other ways we can improve your chances to financially survive retirement with an income for life plan.

we look forward to hearing from you soon!

why do most people look forward to working their whole life?

2 additional problems

1) click here

2) click here

a little goes a long way!


it's not how much you make, it's how much you save & where you save it!

here is a simple way to find extra money to invest. 

let's say you have 2 latte's at work daily, at 4 dollars each. that's $8 a day X 20 days = $160 a month X 12 months = $1,920 a year X 20 years, you would have saved $38,400.

this is just to show you what you can do if you want to have a income 4 life by the time you retire.

It's your money... get the most out of it!

click on below picture to see what's holding you back.

did you know the average person will make over 2 of these during their working years!

having a guaranteed income 4 life

would be great! 

so what's the main reason you don't?

there is no one special reason, but most people are taught that a 401-k will set you up for life.  

if that is true why does statistics show that 70% of retirees

by age 72 who had a 401-k are just living on social security?

​click below picture for a 2 minute video to see... 

what's wrong with a 401-k